The Fancy Success is happy to offer flexible payment options with Affirm, Klarna, Sezzle, Afterpay, and Shop Pay Installments to make our affordable, custom, luxury furs even more affordable. Below is a summary of the four financing options available at TheFancySuccess.com.

Affirm 

Pros

With Affirm, you can spread the cost of your purchase into equal monthly payments over the course of 12-18  months. Interest rates are variable depending on credit score. 

If you shop with Affirm, your Luxe Fur will ship as soon as it's customized for you. You will receive your fur before you finish paying and there is no order limit. 

Rates from 0% or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license

Cons

Affirm requires a hard credit check , therefore everyone will not be eligible for Affirm.

Klarna

Pros

With Klarna, you can spread the cost of your purchase into equal monthly payments over the course of 12 months. Your purchase is interest free if you pay within 12 months. Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and can be used anywhere in the Klarna merchant network. View complete terms.

If you shop with Klarna, your Luxe Fur will ship as soon as it's customized for you. You will receive your fur before you finish paying and there is no order limit. 

Cons

Klarna requires a hard credit check , therefore everyone will not be eligible for Klarna.

If your purchase isn't paid in 12 months, you can accrue up to 19.99% interest. 

Sezzle

Pros

Sezzle is a payment solution that empowers you to “Shop Now and Pay Later” with simple interest-free installment plans. Sezzle break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks. Bi-weekly financing is available when you choose to open an account with Sezzle at the time of checkout. 

Example:

Linda wants to purchase a Gina full length fox fur vest ($1200) on August 14th.  Linda will pay $300 at checkout on August 14th then

$300 on August 28th

$300 on September 11th

$300 on September 25h. 

If you shop with Sezzle, your Luxe Fur will ship as soon as it's customized for you. You will receive your purchase before you finish paying and there is no order limit. 

Cons

Sezzle requires a soft credit check. This soft credit chill will NOT negatively affect your credit score. However, everyone will not be eligible because a credit score is taken into account. 

Afterpay

Pros

Afterpay allows you to buy now, pay later in 4 equal installments interest-free. Afterpay has a similar payment schedule to Sezzle and does not require a soft credit check . 

If you shop with Afterpay, your Luxe Fur will ship as soon as it's customized for you. You will receive your purchase before you finish paying.

Cons

The order limit for Afterpay is $2000. 

Shop Pay Installments 

Pros

With Shop Pay Installments, you can pay for your purchase in 4 equal installments interest-free. Shop Pay Installments has a similar payment schedule to Sezzle and Afterpay and doesn't require a credit check. 

If you shop with Shop Pay Installments , your Luxe Fur will ship as soon as it's customized for you. You will receive your purchase before you finish paying.

Cons

The order limit for Shop Pay Installments is $2000. 

We hope this was informative. For more information, please feel free to contact us at hello@thefancysuccess.com