With Affirm, you can spread the cost of your purchase into equal monthly payments over the course of 12-18 months. Interest rates are variable depending on credit score.
If you shop with Affirm, your Luxe Fur will ship as soon as it's customized for you. You will receive your fur before you finish paying and there is no order limit.
Rates from 0% or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license
Cons
Affirm requires a hard credit check , therefore everyone will not be eligible for Affirm.
Klarna
Pros
With Klarna, you can spread the cost of your purchase into equal monthly payments over the course of 12 months. Your purchase is interest free if you pay within 12 months. Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and can be used anywhere in the Klarna merchant network. View complete terms.
If you shop with Klarna, your Luxe Fur will ship as soon as it's customized for you. You will receive your fur before you finish paying and there is no order limit.
Cons
Klarna requires a hard credit check , therefore everyone will not be eligible for Klarna.
If your purchase isn't paid in 12 months, you can accrue up to 19.99% interest.
Sezzle
Pros
Sezzle is a payment solution that empowers you to “Shop Now and Pay Later” with simple interest-free installment plans. Sezzle break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks. Bi-weekly financing is available when you choose to open an account with Sezzle at the time of checkout.
Example:
Linda wants to purchase a Gina full length fox fur vest ($1200) on August 14th. Linda will pay $300 at checkout on August 14th then
$300 on August 28th
$300 on September 11th
$300 on September 25h.
If you shop with Sezzle, your Luxe Fur will ship as soon as it's customized for you. You will receive your purchase before you finish paying and there is no order limit.
Cons
Sezzle requires a soft credit check. This soft credit chill will NOT negatively affect your credit score. However, everyone will not be eligible because a credit score is taken into account.
Afterpay
Pros
Afterpay allows you to buy now, pay later in 4 equal installments interest-free. Afterpay has a similar payment schedule to Sezzle and does not require a soft credit check .